Terms of Use

Agreement to Terms

By accessing and using the quaint-lark website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Use of Website

You may use this website for lawful purposes only. You agree not to:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the website or its systems
• Interfere with or disrupt the website or servers
• Transmit any malicious code, viruses, or harmful data
• Collect or harvest information about other users
• Use the site for any commercial purpose without our prior written consent

Information Provided

The information on this website is provided for general informational purposes only. It does not constitute financial advice, credit advice, or any other form of professional advice. Before making any financial decisions, you should consult with a qualified professional who can assess your individual circumstances.

While we strive to keep the information accurate and current, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of the information provided.

No Financial Advice

Nothing on this website should be interpreted as a recommendation or endorsement of any particular financial product or service. Any information about loan products, interest rates, fees, or terms is indicative only and subject to change without notice.

Loan approval is subject to lender criteria, credit assessment, and responsible lending checks. We cannot guarantee approval of any loan application.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of quaint-lark or its content suppliers and is protected by Australian and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from this website without our prior written permission.

User Submissions

When you submit information through our forms, you grant us permission to use that information to respond to your enquiry and provide our services. We handle all personal information in accordance with our Privacy Policy.

You are responsible for ensuring that any information you submit is accurate and complete. Providing false or misleading information may affect our ability to assist you and could have legal consequences.

Third-Party Links

This website may contain links to external websites operated by third parties. These links are provided for your convenience and do not signify our endorsement of those sites. We have no control over the content or practices of linked websites and accept no responsibility for them.

Limitation of Liability

To the maximum extent permitted by law, quaint-lark and its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use this website
• Any errors or omissions in the content
• Any unauthorised access to or use of our servers
• Any interruption or cessation of transmission to or from the website
• Any reliance on information provided on this website

Indemnification

You agree to indemnify, defend, and hold harmless quaint-lark and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of this website or your violation of these Terms of Use.

Australian Consumer Law

Nothing in these Terms of Use is intended to exclude, restrict, or modify any rights you may have under the Australian Consumer Law or any other applicable legislation that cannot be excluded by agreement.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of New South Wales for any dispute arising from these terms or your use of the website.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website following any changes constitutes your acceptance of the revised terms.

Contact

If you have questions about these Terms of Use, please contact us:

Email: [email protected]

Address: Level 12, 201 Kent Street, Sydney NSW 2000, Australia